EARN UP TO $10,000 PER MONTH OR MORE BROKERING NOTES Charter Financial has developed an excellent work at home Business Opportunity that teaches individuals how to broker various income streams. When we first started in business, we relied solely on our ability to find notes through our own national advertising. As time passed, we have encouraged brokers to work for us so that we can maintain our profit margins and find many more deals to fund. Our program focuses on creating a win-win-win situation for you (the broker), your client (note seller), and Charter Financial. The training material covers owner financed mortgages, court settlements, lottery winnings and seller financed business notes. It has been called "the best training manual in the industry."
Financial success in the note business"Today is the first day of your new life"Congratulations! You have taken a giant step in changing your life once and for all. By showing interest in our business opportunity you have shown that you are willing to change your current circumstances and take charge of your life. Perhaps you are in need of additional income in today's economic situation, or working a "dead-end" job with no opportunities for advancement, or perhaps you don't have enough time to spend with your family.. or maybe you are just looking for something to do on a part-time basis for some extra money. Whatever the reason, you are probably not content with your life as it is now. That's where we can help. We offer a great opportunity for you to own your own home-based business with exceptional earnings potential. You can work this business on a full or part-time basis. You don't need any prior experience. We will teach you everything you need to know and will offer you our ongoing support. And best of all, you can do this business from the comfort of your home. What is this great business opportunity?It is the brokering of owner financed mortgage notes, business notes, structured court settlements, annuities, and lottery winnings. There are literally millions of individuals in this country who are receiving payments from one of these types of income streams, and millions of new notes are now being created due to the seller financing boom in today's economy (a direct result of the housing bubble and economic crisis). Many of these individuals (literally millions) would prefer to have a lump sum of cash now instead of the relatively small amount they receive on a monthly or annual basis. Our company purchases these notes by offering a lump sum of money to the individual receiving payments in exchange for the right to receive their future payments. All that is required of you is to locate the holders of these notes. The note brokering business always creates a win-win-win situation for everyone involved. Your client will be happy because now they will have a lump sum of money instead of waiting years to collect their money. We are happy because our investment will offer us a favorable return, and most importantly you will be happy because you will make a great fee on each and every transaction. Our only problem is that we have literally millions of dollars in which to fund these types of transactions but can't find all of them on our own. That's where you come in, The Note Broker.
What does a Note Broker do?A note broker uses our proven marketing methods to locate individuals who receive payments from mortgages, sales of small businesses, court settlements, annuities, and lottery winnings. The note broker, using our money, offers a lump sum of cash to his client for future payments. The note broker is paid the difference between what we offer for the payment stream and what the broker offers to his client. As you will see, the note broker makes a nice commission on every transaction. Is it easy to make money brokering notes?You wouldn't believe how easy it is to make money in this business. Let's illustrate this example:
In this example, we would pay you $163,910 for this note. Let's say you would like to make $3,000 on this deal, you would then quote Mrs. Smith a price of $160,910. When she accepts, we will help you obtain the necessary paperwork or you can then step aside and we will do all the necessary work to close the transaction. This usually takes 2 to 3 weeks.
“Wow! I just made $3,000 on one deal, and all I did was give you a name.”Sound too good to be true? It's not. Here is an example of someone who has received a court settlement. Mr. Hall calls you and tells you that he was injured in an automobile accident and now has been awarded payments of $2,000 per month for the rest of his life. He is interested in selling 5 years of payments (60 months). He needs a lump sum of cash to make ends meet. You tell him you would be happy to assist him in obtaining a lump sum of cash. Once again, all you have to do is ask him a few simple questions from our one page Settlement / Annuity Quote Sheet that you receive with the course. Then, same as before, call, fax or email the information to us. We will tell you how much we can offer for this payment stream. As before, just subtract what you would like to make and offer Mr. Hall the difference. Lets illustrate this example:
In this example you have just made $5,000.Once again you have made an outstanding commission for just a few minutes of work. Does this sound too good to be true? It's not. It only gets better. The best part of the note brokering business is that you don't have to sell anybody anything. People will actually call you trying to sell you their note or payment stream. You are the person who can help them get the money they need now. “Use our money to make yourself wealthy”Win the lottery by locating a lottery winner who would like to sell their winnings. Many times we hear of people who win the lottery and we perceive them as being wealthy. This isn't always the case. Let's take a look at one lottery winner who won $1,000,000 in a state lottery. That sounds like a lot of money, but actually this person (Mr. Green) receives $50,000 a year for the next 20 years. Still a lot of money, but Mr. Green would like to purchase a $200,000 house in a nice neighborhood. He called the broker looking to sell some payments for the $200,000. The broker was given a quote of $225,000 for 6 years of payments. The broker then quoted Mr. Green $205,000. Mr. Green accepted and the broker made $20,000 for less than an hour's worth of work.
What are the steps to making money in the Cash Flow Industry?1. Locate note sellers We give you proven marketing methods to locate sellers of notes. This includes sample ads, sample mail out letters to mortgage note holders, information on how to search public records to locate mortgage note holders, individuals that receive settlement payments, and lottery winners. Also, we will teach you how to establish a referral base that will continually give you endless leads. Additional methods are discussed in detail. 2. Take down information and forward to Charter Financial. We give you easy to follow "Quote" sheets (one page each) that contain the exact questions that you will need to ask a note seller about the payment stream. You then call, fax or email the information to our Director of Broker Services. We will get back to you with an exact quote of how much we will pay for the note or payment stream. You subtract your commission from that price and then offer the new quote to your client. 3. Client Accepts Offer You then notify Charter Financial of the price that your client accepted. We will either assist you in gathering the documents that are needed to process the transaction, or if you desire, we will take over the deal from that point on and do all the necessary work to complete the transaction. 4. Deposit your money in the bank When the deal is completed, we will send you your commission. Your check is always sent via overnight carriers, and always sent within 3 days after the transaction is completed.
Can anyone do this business?Yes they can. You do not need a college degree in marketing to learn how to locate individuals who have notes and payment streams that they would like to sell. You don't even need a high school education. You just need a desire to succeed. We teach you everything you need to know in order to be successful and offer you our ongoing phone support. Remember, when you make money we make money. Can I keep my present job and do this also?Absolutely. Most people start out on a part-time basis. We will teach you how you can successfully earn additional monthly income working this business just a few hours a week. Many housewives do this business for extra income as well as college students. Also, there are many individuals who come into contact with holders of notes on a daily basis and don't even know it. We will teach you how to make thousands of dollars by knowing how to identify these individuals. Once again, anyone, regardless of their education or present position in life, can be a successful note broker. Can I make a living doing this business?Most definitely. Many successful brokers are currently making well over $100,000 per year and working less than 40 hours a week. They all have the flexibility to work when they want and where they want. As you will see in the training manual, all you need in order to operate your business is a phone. You can do this business anywhere. As a matter of fact, our company purchases notes in all U.S. States. Many successful brokers work full time, check their voicemail periodically during the day, and make more money from one phone call than most people make in one month's time.
Am I an employee of Charter Financial?No you are not. You are an independent representative that works as much or as little as you desire. There are no quotas to maintain and no pressure to produce. You will receive a 1099 form for tax purposes at the end of the year. What will I receive with this Business Opportunity?1) A training manual that is easy to read and understand. It teaches you everything you need to know to start making money immediately. Nothing is left out. You will learn everything from setting up the business to closing the deal. 2) Broker incentive program. We will refund to you the price of this course upon the closing of your first transaction with us. 3) Broker support. We offer the best support in the industry. All of our members are eligible for the following: * Group Tele-Seminars - These "live" telephone seminars are held three times a week and conducted by our experienced staff members and focus on various topics that will help you with your business. * Telephone Support - Speak directly with our experienced professionals * Email Support - Available 24 hours a day 4) Our On-Going support. All of our associates are given the direct phone number of our Director of Broker Services. We will assist you in every transaction, from giving quotes to closing the deal. 5) "The Charter Financial Advantage." If you prefer, once your client has agreed to your offer, you may provide us with the client's name, telephone number and accepted price. We will work the deal for you from beginning to end. This is another great benefit to working with our company. This service is free and your commission stays the same. 6) Unconditional Guarantee. You will be given 30 days to look over the materials that are sent to you. If for any reason, you are not completely satisfied with the training materials or contents, you may send back the training package in its original condition for a full refund.
How much does the training package cost? And why?How much would you expect to pay for an opportunity that will change your life forever? There are some training organizations that are teaching the same thing as we are for as much as $5,000. These individuals are in the business of making money from selling information as opposed to making money from doing deals. As was stated earlier, we only make money when you do. Why would we charge you an outrageous amount of money just to learn the business. We would prefer you save that money and spend it on promoting your business. The money that we receive from the sale of this training package goes to paying for the production of the materials as well as our cost associated with finding associates such as yourself. That is why we can offer our training material for the extremely low price of $195.
"Wow!" Only $195 dollars?That's correct. You may pay with your credit card and receive the materials overnight if you prefer. Also, remember that you will be refunded this amount on your first transaction. We also offer our unconditional guarantee if you are not completely satisfied with the materials you receive. The point is, we know that this is a legitimate business where you can make excellent full or part-time money. If you decide it's not for you, just return it for a full refund.
Act now and receive bonus materialsIf you place your order now we will send you, absolutely free, additional information that will help make you thousands of extra dollars. We will teach you how to broker the following income streams.
1. Seller-Financed Business Notes ($99 Value) This segment of the cash flow industry is virtually untapped.
2. Advanced Training Materials ($79 Value) When you place your order now, you will receive additional advanced training materials that will take you to the next level in your note business. You will receive information on doing Simultaneous Closings, Techniques for Courthouse research for mortgage notes, information on how to purchase a portion of a note and get paid over and over again from the same deal. You will also learn how we determine our pricing on notes and learn about purchasing "2nd Position" mortgage notes. We will also teach you about the complete process of purchasing a note, from beginning to end. And by ordering now, we will give you the secrets that the professional brokers use to make over $100,000 per year in this fantastic business.
3. CD-ROM "Success Package" ($40 Value) This CD-ROM includes quote sheets, solicitation letters, purchase agreements, applications, and much more valuable and useful information.
4. First Two Months of Unlimited Support ($20 Value) This support is available via Live Teleseminars, Telephone or Email. You receive the first two months free, and once you complete your first transaction with us you receive lifetime free support. If after the first two months you have not yet completed a transaction with us, then the mentoring is available for the low cost of just $9.95 per month, you may cancel this at anytime. Two months is more than enough time to complete your first transaction.
Don't delay, order now and receive all of the following for the low price of $195:Note brokering training manual An easy to read and understand manual that gives you step by step instructions on everything you need to know to start making money immediately.
Sample ads that work great These are proven ads that work great for mortgages, settlements, annuities and lottery winners.
Marketing techniques that don't cost you a penny We teach you excellent methods of finding note sellers without the cost of advertising.
Easy to understand quote sheets Our quote sheets make it easy for a beginning note broker to speak with confidence on the phone with prospective clients.
Sample solicitation letters for note holders We give you proven sample letters that you may mail to mortgage note holders and sample letters that you may mail to attorneys to solicit settlement holders.
Our Director of Broker Services direct number We will give you the direct toll-free number of our Director of Broker Services. He will answer your questions, give you quotes, and help you process the transaction.
Broker incentive program Upon completion of your first transaction, you will be refunded the Broker support Our On-Going support. All of our associates are given the direct phone number of our Director of Broker Services. We will assist you in every transaction, from giving quotes to closing the deal.
Unconditional guarantee You will be given 30 days to look over the materials that are sent to you. If for any reason, you are not completely satisfied with the materials or contents, you may send back the package in its original condition for a full refund, no questions asked.
No Computer Necessary You do not need a computer to operate this wonderful business.
Nothing Else to Buy You receive a complete training program the first time. You will not be asked to purchase something else, or to upgrade your materials.
The Note Investors Group, Charter Financial and You
There has never before been a business opportunity where you can simply refer an individual's name to a company and receive a huge commission. As was mentioned earlier, we cannot find all of these deals on our own. We need your help. We have literally millions of dollars that are allocated specifically for purchasing mortgage notes, court settlements, annuities, lottery winnings, and business notes. We are looking to establish a mutually beneficial long term working relationship with you. We have taken away all of the risk. We offer our guarantee if you are not completely satisfied. We also offer to refund the price of the training materials to you upon completion of your first transaction. How can you go wrong?
The time is now to change your life forever! What could be easier than finding individuals that would like to sell their income stream and referring those individuals to our company and making a sizable commission in the process. Brokers make commissions daily that are mind boggling. This business opportunity is a legitimate one. It has offered numerous individuals the opportunity to change their lives forever. Don't delay your order. We provide excellent service to our brokers, therefore, we can only accept a limited number of associates at any given time. Remember, if you order fast, you will receive, absolutely free, the additional BONUS information that will help make you thousands of extra dollars. And we don't stop there...
ORDER NOW / START NOW!By placing your order now you will receive INSTANT ONLINE ACCESS to our private "Member Only" website. This site contains the Online Version of our award winning "Building Wealth Together" program along with everything else you will need to successfully operate your new business. This IMMEDIATE online access will enable you to not only begin studying the training materials within seconds, but also allows you to START YOUR BUSINESS TODAY! Once you place your order online, you will receive a printable receipt. Hit "Download Now" upon checkout, and you will be given a username and password so that you may begin reading the manual ONLINE while you wait for the printed version to arrive. DON'T DELAY! ORDER NOW!
Business Affiliations
Member Houston Better Business Bureau
Member Houston Chamber of Commerce
What are the steps to making money with your system?You wouldn’t believe how easy it is to make outstanding commissions from brokering notes either on a full time or part time basis. Brokers use our proven marketing methods of locating note holders and then refer these clients to us. Brokers determine their own commission on each and every deal. The following is our 10 Step Process of how a typical deal works: 1. The broker places an ad or uses other proven methods to locate note holders 2. Note holder calls broker 3. Broker asks the note holder questions about the note (these questions are in the form of a “Quote Sheet” that comes with the course - There is a separate Quote Sheet for each type of note) 4. Broker then contacts Charter Financial with this information. 5. Broker is then given a quote of what we are willing to pay for the note 6. *Broker subtracts his/her desired commission from our quote and gives the client a quote 7. Client accepts or rejects offer - If accepts then (#8 - #10) 8. Broker contacts Charter Financial with information about note holder 9. Charter Financial does all of the necessary gathering of documents and closes the deal 10. Broker is paid his/her commission - wired directly into your bank account or sent via Overnight Delivery in the form of a cashiers check. * For example, if we offered to pay $75,000 for a mortgage note and you wanted to make a commission of $5,000 on the deal, you would then quote the client a pay price of $70,000. Our contract with the client would be for $70,000 and we would pay you a commission of $5,000. The client would not know how much your commission is; we don’t disclose broker commissions. *In our industry, commissions are not determined by a percentage. They are determined by a dollar amount. The broker determines his/her own commission on each deal.
The Charter Financial Advantage™Never before has a purchaser of notes offered the type of program that we offer. The Charter Financial Advantage™ allows a broker to simply refer the note holder’s name, telephone number, and accepted price (quote that you offered to the client). We will work the complete deal for you by gathering documents, ordering appraisals and title policies, underwrite the transaction, etc. In other words, everything that is necessary to complete the deal, from beginning to end. You can sit back, relax, work on other deals, and wait for your check to come in. There is no additional charge for this service. This means you will have our experienced staff working with for you to close your deals. Your commission stays the same when you choose this service. This service allows you more time to find new clients instead of gathering paperwork and making follow up phone calls. We are in the business of buying notes and that is how we make our money. We are happy to assist our brokers in every way that we can in order to help them transact as much business as they possibly can. Charter Financial brokers are given the opportunity to stay involved in deals if they prefer. It is up to the broker to decide his/her own level of participation in each deal once they have secured the client. The Charter Financial Advantage™ also entitles you to free fax services. If you do not have a fax machine, we will send and receive Business faxes for you until you are able to purchase a fax machine of your own. Just have your client place your name on the cover page and send it to our toll free broker fax line. We will then know the fax is for you and will contact you when we receive it. The Charter Financial Advantage™ also entitles you to our Bonus Program. When you complete your first transaction with us, you will receive the price of this course ($195) back in addition to your commission on your first deal. If you make a commission of $3,000 on your first deal you would then receive $3,195 ($3,000 + $195 = $3,195). We make money doing deals - Not selling Information! This means that this course is actually FREE once you have done your first transaction. You will also receive a bonus of $250 on your second deal and a bonus of $500 on your third. This is extra money that you can spend for additional advertising or do whatever you want to with it.
What do I receive for $195?When you sign up with Charter Financial you will receive our The training manual is divided into two sections. Section I is a Section II contains more advanced training materials that cover You also receive quote forms, sample solicitation letters, purchase In addition to all of this, the most valuable thing you receive DON'T DELAY - ORDER NOW
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The
Charter Financial Business Opportunity |
We hope that you find our materials to be educational, informative, and easy to read and understand. However, if for whatever reason you are not completely satisfied with the training materials, you may send them back for a full refund.
Our policy is a “no questions asked” policy. You are free to return the materials for whatever reason. The refund policy is for 30 days. The 30 days start from the time you receive the materials until the day you postmark the training materials for return.
We always honor this policy and always will. We appreciate it when our new brokers order the materials with the intent of working this business. If you have any questions about our program then please contact us now.
Email us at charterfinancial@noteinvestors.com
PLEASE NOTE: Due to the high volume of spam, you must put CHARTER as the first word in the subject line, or the email may be ignored.
The
Charter Financial Business Opportunity |
Charter Financial began purchasing mortgage notes in 1993. We are a
privately owned company who takes pride in offering the highest pay
prices for notes in the country along with outstanding customer
service.
The way we do business has changed over the last decade. We
originally started out doing our own advertising for mortgage
notes. This ultimately became very costly and forced us to rethink
our strategy.
In 1997 we decided to implement a broker program to teach
individuals how to work this business so that we could then rely on
the broker community for business.
This program has been a huge success both for Charter Financial and
our brokers. Now we have brokers doing the "finding" for us and we
are able to offer the most competitive pricing in the industry.
Also in 1997 we began purchasing Structured Settlements and Lottery
Winnings. In 2000, we began purchasing Business Notes.
We have our own private money available to purchase notes with. We
have literally millions of dollars set aside for note acquisitions.
We are a solid company that has a lot to offer our brokers and we
look forward to working with you soon.
The
Charter Financial Business Opportunity |
Q: How long have you been offering the “Building Wealth Together” program?
A: We started offering this program in 1997 and it has quickly become “one of the best” training programs on the market and nationally acclaimed.
Q: Do I need a license to work this business?
N: No, you do not.
Q: Why not?
A: Because we are not “originating” loans or offering mortgages, we are purchasing existing notes; therefore no license is required in any State to work as an agent with our company.
Q: Will I become an employee of Charter Financial?
A: No you will not. You will become an Independent Agent, with no quotas to maintain.
Q: Do you withhold taxes out of my commission checks?
A: No we do not. Since you are an Independent Agent you will be provided with a 1099 Form at the end of the year for tax reporting purposes.
Q: Are there any territories for your brokers?
A: No there are not. Every broker is free to work the business where they want to.
Q: I live outside of the United States, can I still work this business?
A: You can work this business from literally anywhere in the world but the notes must originate from the 50 U.S. States.
Q: Can I work this business with a partner?
A: Absolutely. You can have as many people as you like working with you. Some brokers even hire employees to locate note holders for them.
Q: Does each person have to purchase the manual?
A: No they do not. You can share the manual with anyone who is a business partner of yours.
Q: Is there anything else to purchase in order to do this business?
A: No there isn’t. You receive everything you need the first time with nothing else to purchase.
Q: What cost will I incur?
A: As an Independent Agent of our company, you are responsible for all business costs associated with your new business. This includes marketing the business, telephone, business cards, etc.
Q: How will I find the note holders?
A: Teaching you how to locate note holders is the main focus of the training manual. Locating note holders is made easy by using the proven methods we teach you in the manual. This includes placing small classified ads, courthouse research, sending mailouts, purchasing leads, networking, etc. We discuss every imaginable method of locating note holders.
Q: Will I have someone help answer my questions and help me get started?
A: Absolutely, as a matter of fact we offer 60 days free telephone and email support. This support is invaluable and also includes free processing of all of your transactions.
Q: I have seen similar programs on TV and in the newspapers. What makes your program different from theirs?
A: All of the other programs on the market today are sold by individuals who are in the business of “selling you information”. We are the only company who sells a program and actually purchases the notes too. We are highly motivated to see you succeed because that is how we make our money. “When you make money, we make money”.
Q: Is it true you give back the $195 start up fee upon completion of my first deal?
A: This is correct. Like we said above, we are in the business of making money buying notes, not selling information. As a matter of fact, we place all beginning brokers on an incentive plan. This includes the $195 bonus after completing your first deal, $250 as an incentive on your second deal, and $500 as an incentive on your third deal.
Q: Are people actually making money with your program?
A: Absolutely. We have helped countless people reach both their personal and financial goals.
Q: There are a lot of “scams” out there, how can I tell this is a legitimate business opportunity?
A: We have been in business for many years and are one of the largest purchasers of Notes in the country. We recommend you check our perfect record with the Better Business Bureau.
The
Charter Financial Business Opportunity |
By placing your order now you will receive INSTANT ONLINE ACCESS to our private "Member Only" website. This site contains the Online Version of our award winning "Building Wealth Together" program along with everything else you will need to successfully operate your new business.
This IMMEDIATE online access will enable you to not only begin studying the training materials within seconds, but also allows you to START YOUR BUSINESS TODAY!
Once you place your order online, you will receive a printable receipt. Hit "Download Now" upon checkout, and you will be given a username and password so that you may begin reading the manual ONLINE while you wait for the printed version to arrive. DON'T DELAY!
To order "Building Wealth Together" NOW, via our Secure (SSL) server, click on the ORDER BUTTON below.
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