A typical note deal in 2026 begins when a private seller who once financed a property sale now wants cash. You find the note on targeted seller lists, check the payment record, and pair it with a buyer aiming for 9 to 12 percent yield. Every situation plays out a little differently, so run the

This week’s tip walks through a time-value-of-money calculator so a $5,000 decision in 2026 rests on the numbers instead of a gut read. A note paying $180 a month can look fine until you price the discount, the term left, and what that cash is worth at your target yield. I open a simple TVM

This week’s tip is a practical way to keep real estate in your mix without becoming a landlord. Late starters want the inflation hedge and cash-flow profile property can provide. What they do not want is tenant screening, midnight repair calls, or another set of keys. Seller-financed notes sit in that middle ground. You hold

This week’s tip is to treat every monthly note payment as seed money rather than spending money. A performing seller-financed note already produces a contractual cash flow. When those dollars go back into another note, a partial, or even a small cash-flowing asset instead of disappearing into lifestyle, the same modest starting capital begins to

This week’s tip is about the most common mistakes I see late starters make when they finally decide to chase passive income after years of feeling behind. Mistake one: chasing yield without security. A 12% promise on an unsecured note or private loan sounds great until the borrower stops paying and you have no collateral.

This week’s tip is how to find motivated note sellers without burning hours on lists that never convert. The people who actually sell are rarely the ones sitting on a perfectly performing note they love. They are the ones facing a change they did not plan for—an estate that needs to be settled, a divorce